MY ACCOUNT | NEWSLETTER |

Get your finances in shape


The solution to finding a balance between expenses, savings, and investments is to adopt healthy financial habits that lay the groundwork for future financial well-being. According to T. Rowe Price, here are 6 small steps that will make it easier to manage money today for long-term benefits:

  1. Start by building a budget: It is crucial to ensure that savings and expenses align with your priorities. This can be done with a simple pen and paper or tailor-made programs and applications. Consider all possible monthly expenses, from fixed to variable costs, without forgetting unexpected expenses. A budget should also include a savings goal and a plan to reduce debts to be effective.
  2. Set aside money for emergencies: Life sometimes surprises us with unexpected events. Instead of using the monthly budget or savings, it's useful to set aside a fund specifically for these situations. According to T. Rowe Price's annual "Retirement savings and spending" survey, 49% of the 401,000 respondents reported starting an emergency fund in the last 12 months. It's advisable to set aside an incremental amount to cover expenses for approximately six months.
  3. Make savings deposits automatic: Automation processes save time and require no additional effort. Once initiated, all you need to do is keep an eye on the progress. Strictly adhering to the plan provides short-term balance despite market volatility, allowing you to buy more when prices are low and less when they are high. Furthermore, there will be no temptation to spend that money in another way.
  4. Increase retirement savings: When it comes to retirement, the goals are to start as early as possible and save as much as possible. A good idea is to gradually increase the percentage contributed to the supplementary pension each year.
  5. Take advantage of financial education opportunities: Understanding and structuring financial choices in complete economy is not easy but increasingly necessary to make informed decisions for your needs.
  6. Increase earning potential: Salary is a fundamental part of financial income, so consider income when developing an action plan. Increasing earning potential can help (e.g., pursuing additional education or a second job, although it's not easy).

Like0
Dislike0
  • Please enter a comment


Name *
Email address *
Comment *


* Required fields

Information on the processing of your personal data
We inform you that, in compliance with the provisions of current national and European regulations for the Protection of Personal Data and Services of the Information Society and Electronic Commerce, by sending us this form you are expressly giving your consent to Grupo Asís Biomedia , SL, (hereinafter, "ASIS GROUP") so that, as the person in charge, it may process your personal data in order to respond to your request for contact and information by electronic means.

Likewise, when you expressly consent, we will process your personal data to send you specialized information, newsletters, offers and exclusive promotions from GRUPO ASIS and related companies.

For the aforementioned purpose, GRUPO ASIS may transfer your data to other companies linked to GRUPO ASIS or to third party service providers for the management of electronic communications and other security services, even in cases where they are outside of the European Union, provided that they legally guarantee the adequate level of protection required by European regulations.

At any time you can withdraw the consent given and exercise the rights of access, rectification, deletion, portability of your data and limitation or opposition to its treatment by contacting GRUPO ASIS by sending an email to protecciondatos @ grupoasis.com, or by written communication to address at Centro Empresarial El Trovador, 8th floor, office I, Plaza Antonio Beltrán Martínez 1, 50002, Zaragoza (Spain), indicating in either case the Ref. Personal data and the right you exercise, as well as attaching a copy of your ID or replacement identification document.


I have read and accept the treatment of my data according to the informed purpose and according Legal notes and the Privacy Policy
I wish to receive commercial information from GRUPO ASIS and related companies



More news

WVC Annual Conference 2024

Like0
Dislike0

Diagnostic accuracy of plain radiography to identify synovial penetration in horses with traumatic limb wounds

Like0
Dislike0

Effects of administration of vitamin C on oxidative status in healthy horses

Like0
Dislike0

Viticus Group 96th WVC Annual Conference is Back – It’s Time to Vet Differently

Like0
Dislike0

Exocrine pancreatic insufficiency in dogs and cats

Like0
Dislike0

Newsletter

 
 

News of interest

EVENTS

Copyright © 2024 - All Rights Reserved
ISSN 2768-198X

Top